Copyright © 2011 All Rights Reserved. No part of this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any scanning, storage, or retrieval system without permission from the publisher. This publication and its content is informational and not advisory. This publication and materials within are for educational purposes only. The author is not providing legal or accounting advice. This site does not constitute legal advice. The purpose of this site is to inform, educate, and entertain, and it is not intended to support, induce, or condone any activity that might violate local, state, or federal law, nor to deprive any company of its lawful income. No person or entity should act or forbear any act based on the information contained herein. You should always contact an attorney authorized to practice law in your state for specific legal advice. Any member, governor, manager and agent providing information is not responsible for inaccuracies with respect to such information and materials and nothing in this site constitutes legal advice. Neither the author nor publisher or copyright holder shall have any liability to any person or entity derived from any alleged loss or damage arising from the use or misuse of the information contained herein.


Please carefully read the following terms and conditions relating to your participation in any of our services, sites, products or materials which are presented by More Credit Now (“Promoter”). These terms and conditions are relevant to all Promoter services, sites, products or materials including but not limited to Credit Resource Group, More Score Now, and Credit Score Strategies. For the purposes of this site, and since users may use only one product, service, or site at a time, all products, services, sites and materials will be referred to from here forward in the singular tense as simply the “Products.”

By using any of our Products, you (the “User”) signify your acceptance of and obligation to these terms and conditions. If you have objections to the following Terms and Conditions, you should not use the Products.

Liability Disclaimer: No Professional Advice

The information contained in or made available by the Promoter or any third-party through the Products cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, mental, financial, medical, psychological, marketing or legal fields. Promoter does not offer any professional personal, medical, financial or legal advice and none of the information contained in the Products should be confused as such advice. Neither Promoter nor their assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct, indirect, consequential, special, exemplary or other damages to the User or the User’s business, including economic loss, that may result from participation in the Products or from the use of, or the inability to use, the Products, information or strategies communicated through the Products, even if advised of the possibility of such damages. Under no circumstances, including but not limited to negligence, will Promoter be liable for any special or consequential damages that result from User’s participation in the Products. To be clear: You, the User, alone are responsible and accountable for your decisions, actions and results in life, and by your participation in our Products, you agree not to attempt to hold us, the Promoter, liable for any decisions, actions or results that you make or experience in business or in life due to your participation in these Products at any time, under any circumstance.

We can only remove inaccurate, obsolete and unverifiable information from the credit bureaus.  We cannot remove accurate information, but we can challenge its accuracy.

Earnings Disclaimer

We’ve taken every effort to ensure we accurately represent our Products and their potential to help you grow your business and to succeed at your financial goals. However, there is no guarantee that you will earn any money, or have any result whatsoever from use of the Products, and we do not purport this as a solution. Nothing on or in our Products is a promise or guarantee of earnings or success. Your level of success in attaining similar results discussed is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, credit score, and financial situation. Because these factors differ according to individuals, we cannot guarantee your success. You alone are responsible for your actions and results in life and business. Any forward-looking statements outlined in our Products are simply our expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. These statements are simply our opinion. As stipulated by FTC law, we make no guarantees that you will achieve any results from any information presented through the Products, and we offer no professional legal or financial advice.

Affiliate Disclosure

The disclosure that follows is our attempt to fully comply with the FTC’s policy that demands we be transparent about any and all affiliate relations we may have on this website and in our Products. In plain English you, the User, should assume that any and all links on this site, within our downloads, or within our Products, are affiliate links. If you click on these links and go visit the resulting site, a cookie will be set in your web browser that will cause us to receive a commission “IF” you purchase a product on the other end. This is a legitimate way to monetize and pay for the operation of web sites and our business, and we gladly reveal our affiliate relationships to you.

In addition we fully disclose that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. We have nothing to hide and we are proud of our relationship with the fine vendors, products and services found on this site. Link tracking, shortening and cloaking is a very common practice on all types of web sites.

Further, we do not receive physical products or cash directly in exchange for any reviews or posts you find in our Products. No one has paid us to do reviews or posts. We have to tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. We do not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques we have described. Obviously we would like you to buy the service or products we write about and we are influenced by that fact. We avoid conflict by only reviewing or posting about products and services we trust. We strive to always give our honest opinions, findings, beliefs, or experiences on topics or products we write about and promote.

The following represents a more legally worded document but basically states the same information presented in the English Translation above.

Compensation & Affiliate Disclaimer policy, valid from 8 November 2011 on.

As directed by the FEDERAL TRADE COMMISSION, (see 16 CFR Part 255) – Guides Concerning the Use of Endorsements and Testimonials in Advertising, the purpose of this policy is to establish any compensatory affiliation between the site owner and affiliate networks Amazon, Clickbank, Commission Junction, Google, Share-A-Sale and any individual vendors they represent and that the site owner has established an affiliate relationship.

This website and our Products may at times accept forms affiliate compensation.

The compensation received may or may not influence the advertising content, topics or posts made on this site. That content, advertising space or post may not always be identified as paid or sponsored content. Not all content is written or presented for the sole purpose of receiving affiliate income.

The owner(s) of this website is compensated through various affiliate programs and some content presents opinions on products, services, websites and various other topics. Even though the owner(s) of this website may receive affiliate compensation for reviews or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this website are purely the website’s’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This website does contain some content which may or may not present a conflict of interest. This content may not always be immediately identified due to the nature of posting methods. When possible every attempt will be made to identify advertising from general non-advertising content.

Review and Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the State of Texas. User agrees that any dispute that arises out of or relates to these Terms will be resolved via non-binding mediation in the State of Texas via a professional mediator obtained by the Promoter and if a successful mediation is not reached, to binding arbitration arbitrated in the State of Texas in accordance with the policies set forth by the American Arbitration Association. If any of these Terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions.

Disclosure Policy last updated November 7 2011

For correspondence, contact:
Ron (at) CreditResourceGroup.com


These Terms are subject to change at any time and at the sole discretion of owner. Please visit the site regularly for updates.

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